SMSF Investment Strategy

The ATO, who regulate SMSFs, say that before you start making investments you must have an investment strategy, which set out your fund’s investment objectives and specifies the types of investments your fund can make. Your investment strategy should be in writing and must:

  • be reviewed regularly to ensure it continues to reflect the purpose and circumstances of your fund and its members (your review and any decisions made should be documented)
  • consider whether to hold insurance cover (such as life insurance) for each member of your SMSF.

Here’s another one of the ATO’s great little videos to help explain it. It’s 2.30 mins in duration.

As always, if you have any questions, please contact us to discuss.